Have you been injured in a car accident? Are you worried about who is going to pay your medical bills and lost wages? Most people who are injured in a car accident have these concerns. It is natural to feel uncertain and anxious about how you will pay your living expenses and how you will afford the medical attention you need following an accident. It is also normal to worry about how the accident will affect other areas of your finances, such as your car insurance rates.
After an accident, you need immediate medical care for your injuries so that you have the best chance for a full recovery. You also need an accident law firm with the experience and knowledge of California personal injury laws to represent you in regard to your insurance claim. You can benefit from insider knowledge and put a former insurance company lawyer on your side when you hire The Levinson Law Group (car accident attorney). Gordon R. Levinson used to represent the largest insurers in North America but now he uses that knowledge and experience to help injured victims just like you. We accept cases on a contingent fee. That means that if there is no recovery in your case you pay no fee. And in most cases, we even advance the costs. For your free consultation, call (760) 642-5475 today.
Car Accidents and Insurance Rates
Regardless of whether you are at fault for a car accident, it is normal to worry about how the accident will affect your insurance rates. A new study suggests that drivers who make a claim against their insurance policy will experience an increase in their insurance rates. Of course, this assumption is not true in all cases. The circumstances of the claim, the insurance company, and the type of insurance policy have a significant bearing on whether your insurance rates will increase following a car accident.
In most cases, if you are not at fault for the accident, you will probably not see an increase in your insurance rates. Fault plays the most significant role in determining whether your insurance rates will increase. If you are at fault, your insurance company will likely be required to pay for the other driver’s damages. Therefore, the insurance company will increase your insurance rates because of the claim. While this may not seem fair, it is a reality that we must accept if we intend to drive a vehicle.
The good news is that most insurance companies only increase insurance rates for a few years following an accident claim. If you maintain a clean driving record after the accident, you will likely see your insurance rates decrease within two to three years. Car insurance exists to protect us in the event of an accident. If you have been injured in an accident, our attorneys can help you receive the maximum compensation available from the at-fault driver and his or her insurance company to help you as you continue to recover from you injuries.