Are you dealing with an aggressive insurance adjuster who is demanding you provide a written statement? Is the insurance company for the other driver asking for a medical release to “verify” your injuries? Has the insurance company offered you a small amount to settle your accident claim right now? If so, you need a car accident attorney who understands insurance companies; understands the tactics used by insurance companies; and, knows how to fight insurance companies to protect your right to full compensation for your injuries.
Gordon R. Levinson worked with insurance companies for many years. He worked for some of the largest insurance companies in America before choosing to represent accident victims against these large, powerful insurance companies. The experience Gordon Levinson gained as an attorney for insurance companies gave him a special insight into how insurance companies handle accident claims. Put this experience and insider knowledge to use by hiring The Levinson Law Group to handle your accident claim.
For your free consultation with a car accident attorney, call (760) 642-5475 today.We accept cases on a contingent fee. That means that if there is no recovery in your case you pay no fee. And in most cases, we even advance the costs.
What Tactics Do Insurance Companies Use To Take Advantage of Accident Victims?
There are several ways an insurance company tries to take advantage of accident victims who do not have an attorney. An insurance adjuster tries to get to accident victims before they have the opportunity to consult with a car accident attorney. Once an accident victim consults with a car accident attorney, the insurance adjuster knows the attorney will shut down the use of tactics designed to limit the insurance company’s liability for damages.
Written and Recorded Statements
This is an extremely common tactic used by insurance companies. The adjuster tells you that the insurance company needs a written or recorded statement from you telling your side of the story. This is to “verify what happened” so the insurance company can pay your claim. Do not fall for this insurance company tactic. The company only wants to “lock” you into a set of facts so that it can use your statements against you later in the case.
Always consult a car accident attorney prior to speaking with an insurance adjuster or other party regarding the accident and your injuries. The insurance company knows if you consult with a car accident attorney the attorney will advise you not to provide a written or recorded statement until you are compelled to by a deposition subpoena or a court.
Releases and Waivers
If the insurance company can get you to sign a release and/or waiver before you speak with a car accident attorney lawyer, the company may be able to use this to its advantage. For example, if the adjuster tells you he needs a medical release to “verify” your injuries, you must be careful. Most of the medical releases used by insurance companies allows unlimited access to all of your records. The company hopes to find a pre-existing condition or accident that it can use to allege your current injuries are not completely caused by the accident. This could reduce the amount of compensation you receive for your accident claim.
Furthermore, if the insurance company can get you to sign a release of liability, it can walk away without paying you another dime for your claim. This is a popular tactic used by some companies. They offer a small amount of money to settle the case quickly but you must sign a release and waiver. Once you sign the release, you cannot receive any further compensation even if you discover your injuries are more severe than you originally thought.
It is always in your best interest to discuss your case with a car accident attorney before you sign any documents for an insurance company.