If another driver causes an accident—hits your vehicle, damages your car, and causes injuries—but doesn’t have liability insurance or only has a small policy limit that won’t cover your damages, then it is important you have uninsured and underinsured motorist coverage.
These forms of insurance are as follows:
Our attorneys at the Levinson Law Group highly recommend every driver include uninsured motorist and underinsured motorist coverage in their insurance policy in the event that they are involved in a car accident with an uninsured or underinsured motorist in order to receive proper compensation for their losses. If you have questions about your accident case, call us today at (760) 642-5475 for a free consultation.
According to a study from the Insurance Research Council (IRC), it is estimated that there are nearly 30 million uninsured motorists in the United States. This would mean about 1 out of every 8 drivers in the country is uninsured. California ranks as the state with the most number of uninsured motorists. It is estimated that there are about 4.1 million uninsured drivers in the state.
Being involved in a car accident with an uninsured or underinsured driver typically results in significant costs that aren’t covered by a basic liability insurance policy. Be careful when choosing your policy limits as California law dictates that insurance companies have to only pay the difference between the limit of an underinsured motorist policy and the coverage of the other driver. Protect yourself and your family by ensuring you have sufficient uninsured and underinsured motorist coverage.
Under California’s compulsory financial responsibility law, every driver or car owner must be financially responsible for any damage they cause.
The statutory minimum limits of liability insurance in California are:
If you have been injured in a car accident with an uninsured or underinsured motorist, you need to seek legal counsel from a knowledgeable personal injury law firm to ensure you receive maximum compensation for your damages. Contact the Levinson Law Group today at (760) 642-5475 for your free consultation.
Great attorney, great team!
Levinson law group is the best of the best! The whole team gets to know you like you are a part of the family. They get you seen by the best doctors and it’s all about communication. Everyone knows about your case, calls are returned same day. And when you’re done treating with the doctors they get you the maximum…
Gordon and his team were so helpful after my accident. Carmela was primarily my contact and she answered all of my questions and would check up on me to see if needed anything. My whole experience with this team was great and they got my medical bills all settled after my accident. I would definitely use them again but hopefully I won’t need too.
Great service, met Gordon personally on a Saturday as we live in LA. Total loss wreck worked out a favorable settlement and reduced expenses. Orlando was a breath of fresh air, took good care everything concerning paperwork. I expect we will use Levinson Law Group for any legal issues.
5927 Balfour Court
Suite 201, Carlsbad,
2003 S El Camino Real