9 Jan 2019,

A Computer Will Evaluate Your Bodily Injury Claim

Have you been injured in an automobile accident? Is one of your family members still suffering from serious injuries sustained in a truck accident? How would you feel if you discovered that the value of your bodily injury claim was determined by a computer program and the insurance company did not even care enough to have a human review your claim? This is exactly what is happening in most of the bodily injury claims filed with insurance companies each year.

The Levinson Law Group fights against this type of injustice to protect your right to a fair and just settlement for your bodily injury claim. When you are injured because of the negligence of another party, you need an attorney who understands the insurance industry to fight for your rights. We accept cases on a contingent fee. That means that if there is no recovery in your case you pay no fee. And in most cases, we even advance the costs. For your free consultation, call (760) 642-5475 today.

What is Colossus?

Colossus is a computer program developed by Computer Sciences Corp. It is used by at least one-half of the insurance companies in the United States to evaluate a person’s bodily injury claim from a motor vehicle accident. Allstate, USAA, The Harford, MetLife, and Travelers are included in the group of major insurance companies that utilize Colossus software to evaluate a bodily injury claim. The goal is to value the bodily injury claim at the lowest possible value to decrease the amount of compensation the insurance company pays to the accident victim and/or his or her family.

How Does Colossus Value a Bodily Injury Claim?

An employee for the insurance company enters data into the Colossus program regarding your bodily injury claim including, but not limited to, whether you have an attorney, who that attorney is, where you live, what your injuries are, and whether your injuries are permanent in nature. The program is written to take data and reduce it to a severity score. The severity score is then used to value the bodily injury claim by assigning it a specific dollar amount. While all bodily injury claims are reduced to a dollar amount because there is no way to “undo” the accident and the injury to the victim, the way the computer program does this can be unfair to the accident victim.

For example, before the software even considers the accident victim’s injuries, it analyzes the person’s attorney and the jurisdiction in which the bodily injury claim is generated. The program determines whether your attorney is likely to file a lawsuit or whether your attorney is known for accepting whatever amount the insurance company offers as compensation for your bodily injury claim. It also considers the verdicts in personal injury lawsuits filed in your jurisdiction. This data has nothing to do with your actual injuries and damages.

Furthermore, the program does not take into consideration your physical pain, emotional suffering, stress, loss of the enjoyment of life, and other damages that you suffer as a result of the accident. Judges and juries consider these factors when valuing a personal injury claim. A computer program is unable to comprehend human suffering.

Gordon R. Levinson used to represent the largest insurers in North America. He understands how insurance companies use software to value personal injury claims and how to fight that injustice. Gordon uses his insider knowledge and experience to fight for injured and aggrieved people against the big insurance companies. Put his experience and insider knowledge on your side.